Privacy Policy

GENERAL is an online publication.

This website is for informational purposes only. The content(s) and/or product(s) mentioned on this site may not be eligible for sale in some states or countries, and they may not be suitable for all types of consumers.


Use of any publication on this site is at your own risk. You are responsible for your personal decisions and should not rely on this site or any information found on this site to make your final decision. This blog merely provides opinion based information content of the author’s or guest’s experience(s) and personal knowledge. You are responsible for any actions taken by you when reading any of the content on this blog and/or social media channels related to Stream of Conscious Publishing and Affluent Bohemians, Llc.

The information contained in the blog is for informational purposes only and is not intended to be used as substitute to obtain professional advice. Seek professional advice prior to acting on any information you may find or read in this blog and/or social media channels related to Stream of Conscious Publishing and Affluent Bohemians, Llc.

You are responsible for your own personal actions. Under no circumstances are the authors, contributors, owners, and partners of this blog and/or social media channels related to Stream of Conscious Publishing and Affluent Bohemians, Llc., responsible for the accuracy or completeness contained in this blog and/or social media channels related to Stream of Conscious Publishing and Affluent Bohemians, Llc., even though the attempt is to bring accurate information. Therefore, the authors, contributors, owners, and partners of this blog and/or social media channels related to Stream of Conscious Publishing and Affluent Bohemians, Llc., neither absolutely make warranties nor promises nor accept responsibilities for any liability, injury, or damage that may result to you when using any information contained in this blog and/or social media channels related to Stream of Conscious Publishing and Affluent Bohemians, Llc. There is no promise this blog content or service will be provided to you timely, secured, or error-free. Under no circumstances should any information from this blog and/or social media channels related to Stream of Conscious Publishing and Affluent Bohemians, Llc., be used as replacement for professional advice.


Affluent Bohemians, Llc. Is the parent company under which the website operates.

Stream of Conscious Publishing takes your privacy seriously. This privacy policy describes what personal information we collect and how we use it.

This page is used to inform website visitors regarding the policies of collection, use and disclosure of personal information should they to use this site.

You may opt out of personalized advertising by visiting Ads Settings or by visiting

If you choose to use the (subsidiary of Affluent Bohemians, Llc) website, you agree to the collection and use of information in relation with this policy. The personal information we collect is used for providing and improving the site and its services. (subsidiary of Affluent Bohemians, Llc) doesn’t use or share your information with anyone except as described in this Privacy Policy. We may ask you to provide us with certain personally identifiable information, including your name and email address. The information we collect will be used to contact or identify you via email for updates, newsletters, promotions and online events and shows.


We want to inform you that whenever you visit the site, we may collect information that your browser sends to us. This is referenced as Log Data.

Log Data may include information such as your computer’s Internet Protocol (IP) address, browser version, pages of the site you visit, the time and date of your visit, the time spent on those pages, and other statistics.


All web servers track basic information about their visitors. This information includes, but is not limited to, IP addresses, browser details, timestamps and referring pages. None of this information can personally identify specific visitors to this site. The information is tracked for routine administration and maintenance purposes.


Note that you can change your browser settings to disable cookies if you have privacy concerns. Disabling cookies for all sites is not recommended as it may interfere with your use of some sites. The best option is to disable or enable cookies on a per-site basis. Consult your browser documentation for instructions on how to block cookies and other tracking mechanisms.


Our website host, third-party payment processor, Google Analytics and third party affiliates may collect non-personal information such as your IP address, type of browser you are using, referring website, operating system you are using, your Internet service provider, search terms you use on our site, specific web pages you visit, duration of your visits and also demographics such as age, gender and location.


Cookies are files with a small amount of data commonly used as an anonymous unique identifier. These are sent to your browser from the website when you visit and are stored on your hard drive. You have the option to know when a cookie is being sent to your computer, and either accept or refuse these cookies. If you choose to refuse our cookies, you may not be able to use some portions of our service.

Where necessary, Stream of Conscious Publishing (subsidiary of Affluent Bohemians, Llc) uses cookies to store information about a visitor’s preferences and history in order to better serve the visitor and/or present the visitor with customized content. Advertising partners and other third parties may also use cookies, scripts and/or web beacons to track visitors to our site in order to display advertisements and other useful information. Such tracking is done directly by the third parties through their own servers and is subject to their own privacy policies.


We may employ third-party companies and/or individuals for the following reasons:

To facilitate our Service; To provide the Service on the behalf of Stream of Conscious Publishing  (subsidiary of Affluent Bohemians, Llc); To perform Service-related services; or To assist us in analyzing how our Service is used. We want to inform our Service users that these third parties may have access to your Personal Information. The reason is to perform the tasks assigned to them on the behalf of Stream of Conscious Publishing (subsidiary of Affluent Bohemians, Llc). They are obligated to not disclose or use the information for any other purpose.


Stream of Conscious Publishing (subsidiary of Affluent Bohemians, Llc) values your trust in providing your personal information. We are striving to use commercially acceptable means of protecting it.

NOTE: No method of transmission over the internet, or method of electronic storage is 100% secure and reliable, and we cannot guarantee its absolute security.


Our site may contain links to other sites including, but not limited to, affiliate links to products and/or pages for which we receive financial compensation.

The links and/or products listed on our site were provided by various companies through their respective publisher programs. We also receiving advertising revenue through the Google Adsense Program via advertisements placed throughout the site.

The editorial content on (subsidiary of Affluent Bohemians, Llc) is not influenced by advertisers or affiliate partnerships. This disclosure is provided in accordance with the Federal Trade Commission’s 16 CFR § 255.5: Guides Concerning the Use of Endorsements and Testimonials in Advertising.

If you click on a third-party link, you will be directed to the corresponding site.

NOTE: These external sites are not operated by us. Therefore, we strongly advise you to review the Privacy Policy of these websites.

Stream of Conscious Publishing (subsidiary of Affluent Bohemians, Llc) has no control over, and assumes no responsibility for the content, privacy policies or practices of any third-party sites or services.

If you have questions about our advertising policies and/or would like to advertise with us, please visit our Contact page.


Our content and/or services do not address anyone under the age of 13.

We do not knowingly collect personal identifiable information from children under 13. In the case it is discovered a child under 13 has provided personal information, it will be immediately deleted this from our servers. If you are a parent or guardian and you are aware that your child has provided personal information, please contact us so that we can take necessary actions to delete the information.


Stream of Conscious Publishing (subsidiary of Affluent Bohemians, Llc) may update the Privacy Policy from time to time.

It is advised that you review this page periodically for any changes.

We will notify you of any changes by posting the new Privacy Policy on this page. These changes are effective immediately, after they are posted on this page.


If you have any questions or suggestions about our Privacy Policy, do not hesitate to contact an admin through the Contact page or at If you do not agree with this privacy policy, please do not visit the website.


BINDING EFFECT. This is a binding agreement between you and Stream of Conscious Publishing (subsidiary of Affluent Bohemians, Llc). By using, you agree to abide by these Terms of Use. If at any time you find these Terms of Use unacceptable, you must immediately leave the site and cease all use of it.

PRIVACY POLICY. We respect your privacy and permit you to control the treatment of your personal information. A complete statement of our current privacy policy can be found by clicking here. Our privacy policy is expressly incorporated into this agreement by this reference.

GOVERNING LAW. These Terms of Use shall be construed in accordance with and governed by the laws of California and the United States, without reference to rules regarding conflicts of law. This Site is intended for use by individuals based in the United States of America.

MINIMUM AGE. You must be at least 18 years old to access and participate on this site. You guarantee and warrant you are at least 18 years old and are able to enter into this Agreement from a legal perspective.


EBOOK SIGNUPS AND MAILINGS. You have the option, but no obligation, to sign up and receive a free digital downloads in the for of  eBook, PDFs and audio content from us. Should you do so, you are agreeing to receive further emails from us of a commercial nature.

EMAIL COMMUNICATIONS. When you sign up or subscribe to Stream of Conscious Publishing’s email list, you expressly consent and agree to receive email responses from us. These email communications may be commercial or non-commercial in nature. Non-commercial emails may include, but are not limited to, administrative issues and announcements of changes to these Terms, the Privacy Policy or other site documentation.

USER CONTENT. By posting, downloading, displaying, performing, transmitting, or otherwise distributing information or other content (“User Content”) to and or from the site, you are granting Stream of Conscious Publishing, its affiliates, officers, directors, employees, consultants, agents, and representatives a permanent, non-exclusive license to use User Content in connection with the operation of the Internet businesses of Stream of Conscious Publishing (subsidiary of Affluent Bohemians, Llc) its affiliates, officers, directors, employees, consultants, agents, and representatives, including without limitation, a right to copy, distribute, transmit, publicly display, publicly perform, reproduce, edit, translate, and reformat User Content. You will not be compensated for any User Content. You agree that Stream of Conscious Publishing (subsidiary of Affluent Bohemians, Llc) may publish or otherwise disclose your name in connection with your User Content. By posting User Content on the site, you warrant and represent that you own the rights to the User Content or are otherwise authorized to post, distribute, display, perform, transmit, or otherwise distribute User Content.

COMPLIANCE WITH INTELLECTUAL PROPERTY LAWS. When accessing the site, you agree to respect the intellectual property rights of others. Your use of the site is always governed by and subject to laws regarding copyright ownership and use of intellectual property. You agree not to upload, download, display, perform, transmit, or otherwise distribute any information or content (collectively, “Content”) in violation of any third party’s copyrights, trademarks, or other intellectual property or proprietary rights. You agree to abide by laws regarding copyright ownership and use of intellectual property, and you shall be solely responsible for any violations of any relevant laws and for any infringements of third party rights caused by any Content you provide or transmit, or that is provided or transmitted using your User ID. The burden of proving that any Content does not violate any laws or third-party rights rests solely with you. All Digital Millennium Copyright Act matters are processed pursuant to our DMCA Policy, which you may access via the DMCA link at the bottom of the page.

INAPPROPRIATE CONTENT. You agree not to upload, download, display, perform, transmit, or otherwise distribute any Content that (a) is libelous, defamatory, obscene, pornographic, abusive, or threatening; (b) advocates or encourages conduct that could constitute a criminal offense, give rise to civil liability, or otherwise violate any applicable local, state, national, or foreign law or regulation; (c) advertises or otherwise solicits funds or is a solicitation for goods or services; or (d) provides medical advice to other users. Stream of Conscious Publishing (subsidiary of Affluent Bohemians, Llc) reserves the right to terminate your receipt, transmission, or other distribution of any such material using the site, and, if applicable, to delete any such material from its servers. Stream of Conscious Publishing intends to quoted text cooperate fully with any law enforcement officials or agencies in the investigation of any violation of these Terms or of any applicable laws.

NO WARRANTIES. We hereby disclaim all warranties. We are making the site available “as is” without warranty of any kind. You assume the risk of all damage or loss from use of, or inability to use, the site or the service. To the maximum extent permitted by law, we expressly disclaim all warranties, express or implied, regarding the site, including, but not limited to, any implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the site or the service will meet your requirements or that the operation of the site or the service will be uninterrupted or error-free.

AFFILIATED SITES. We have no control over and no liability for any third-party websites or materials. We work with many partners whose Internet sites may be linked with the Site. Because we have no control over the content and performance of these partner and affiliate sites, we make no guarantees about the accuracy, currency, content, or quality of the information provided by such sites, and we assume no responsibility for unintended, objectionable, inaccurate, misleading, or unlawful content that may reside on those sites. Similarly, from time to time, in connection with your use of the site, you may have access to content items (including, but not limited to, websites) that are owned by third parties. You acknowledge and agree that we make no guarantees about, and assumes no responsibility for, the accuracy, currency, content, or quality of this third-party content, and that, unless expressly provided otherwise, these Terms of Use shall govern your use of any and all third-party content.

PROHIBITED USES. We impose certain restrictions on your permissible use of the Site. You are prohibited from violating or attempting to violate any security features of the Site, including, without limitation, (a) accessing content or data not intended for you, or logging onto a server or account that you are not authorized to access; (b) attempting to probe, scan, or test the vulnerability of the Site, or any associated system or network, or to breach security or authentication measures without proper authorization; (c) interfering or attempting to interfere with service to any user, host, or network, including, without limitation, by means of submitting a virus to the Site, overloading, “flooding,” “spamming,” “mail bombing,” “crashing” or instituting a “DDOS” attack on the Site; (d) using the Site to send unsolicited e-mail, including, without limitation, promotions, or advertisements for products or services; (e) forging any TCP/IP packet header or any part of the header information in any e-mail or in any posting using the Site; or (f) attempting to modify, reverse-engineer, decompile, disassemble, or otherwise reduce or attempt to reduce to a human-perceivable form any of the source code used by us in providing the Site. Any violation of system or network security may subject you to civil and/or criminal liability.

COPYRIGHT. All contents of, (subsidiary of Affluent Bohemians, Llc) except for where noted, are Copyright © Stream of Conscious Publishing. All trademarks and logos are owned by Stream of Conscious Publishing (subsidiary of Affluent Bohemians, Llc) or its licensors and you may not copy or use them in any manner.

SEVERABILITY; WAIVER. If, for whatever reason, a court of competent jurisdiction finds any term or condition in these Terms of Use to be unenforceable, all other terms and conditions will remain unaffected and in full force and effect. No waiver of any breach of any provision of these Terms of Use shall constitute a waiver of any prior, concurrent, or subsequent breach of the same or any other provisions hereof, and no waiver shall be effective unless made in writing and signed by an authorized representative of the waiving party.

NO LICENSE. Nothing contained on the Site should be understood as granting you a license to use any of the trademarks, service marks, or logos owned by us or by any third party.

AMENDMENTS. Company reserves the right to amend these Terms. Should a court of competent jurisdiction rule this Amendment provision invalid, then this Amendment clause shall be terminated as part of this agreement. All amendments to the Terms shall be forward looking. When using or accessing (subsidiary of Affluent Bohemians, Llc) you  agree to the terms of use, privacy policy, affiliate disclosure and full disclaimer.

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